Home Loan Interest Rate

Home Loan Interest Rate

Home loan interest rates depends on what type of home loan structure you take up. For floating rate packages, some are pegged to Singapore interbank offered rate (Sibor) and some are pegged to Swap offered Rate (SOR).

SIBOR Rate comes in the following variations: -

Sibor (Overnight)
Sibor (1 month)
Sibor (3 month)
Sibor (6 month)
Sibor (12 month)

SOR Rate comes in the following variations: -

SOR (Overnight)
SOR (1 month)
SOR (3 month)
SOR (6 month)
SOR (12 month)

Sibor table

Home loan Sibor rate

Other Floating rate housing loan packages

These packages are pegged to the bank’s internal board rate or reference rate. Different banks may have different terminology but are by and large similar.

Fixed rate Home loan Interest Rate package

Fixed rate home loan packages are based on the bank’s internal hedging in order to provide with a fixed rate. As banks incur cost on hedging (which is a treasury function), Fixed rate tends to be more expensive on average. However Fixed home loan interest rate comes with certainty.

Contact Property Buyer Mortgage Consultant

Singapore Home Loan is a subsidiary of Property Buyer. In case you want the latest Sibor or Sor rates or simply to get Home loan interest rate, please get in touch with us. We will definitely respond within 1 working day.

There is no fee and no hidden charge as we act like outsource bankers. Banks save a lot of money by having minimum staff on their pay-roll. We fill the rolls of bankers, acting like outsourced bankers. Therefore banks pay us a fee on completed home loans.

What is even better, we are an independent mortgage consultant, that means you do not need to search through all the bank’s rates. All you need to do is call us, let us talk to you and understand your needs and sit back while we do the short list of bank rates for new Home loan interest rate or refinance home loan interest rate and present it to you.

Property Buyer mortgage consultant is probably the ONLY mortgage consultant that produces Research Articles, not simply FAQs.

What Have you got to lose? Contact us to get Home Loan Interest Rate

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