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Careers at Property Buyer Mortgage Consultant

Attention to all honest ex-property agents out there. If you are financially inclined or if you are an ex-banker, you are welcome to send your resume for our selection.

With the new property agency ruling, those who has are currently employed may not

At Property Buyer Mortgage Consultants, we want people with the right attitudes.

Are you driven? Do you want to make a lot of money?

If the answer is YES, we DON’T WANT YOU!!!

Our Beliefs – Property Buyer Mortgage Consultants

Property Buyer Motto

Why Integrity?

At Property Buyer Mortgage Consultants, we want to make money too, and lots of it. But we do not start off thinking about money. We believe that money and income is a consequence of providing a good and honest service.

Integrity also means, we do not engage in illegal legal fee kick-back.

Integrity means, we cannot favour one bank versus another. Some times one bank may give a slightly benefit than the others, we cannot deliberately steer the customer to such banks.

Integrity means that if you become Property Buyer Mortgage Consultants, you cannot engage in private deals and you cannot ask customers for additional fees for doing a job or use whatever means to extort or coerce for such fees.

Do Note that, such behaviour will mean termination and Property Buyer reserves the right to sue you to the maximum amount and extent permissible under the law.

Always uphold the customer’s interest even if it may mean that we lose a deal. We know that it is painful, but we promise you, the rewards are enormous if we can set ourselves apart from all the dishonesty in the market place.

Why Passion?

If you are looking for a lot of money as a start-off point, you will find that there is a cost for observing our Integrity rules. That means that there may be many hungry months.

Such hungry months may mean that many will turn to cheating and deceit to achieve their monetary goals. If you do not have some financial resources and enough passion, you will stray. Therefore Passion to serve and do RIGHT and be the beacon in this industry is the principles we want all of you to have.

With passion, you can last long.

If you think this does not make sense, read no further. We don’t want you in our team.

Why Empathy?

Empathy is important in a service business. We would call it the “in-your-shoe” thinking. Property Buyer Mortgage Consultants cannot assume that they know best. You may have financial knowledge and some of you may have an MBA and a CFP, but that does not mean you know the customer’s own circumstances and situation.

There will be times when customer seems undecided between choices which to you may seem like a straight forward decision, what do you do during these stage?

This is the discovery stage at the customer’s end. They are pondering between the many choices and weighing it with their own career considerations, lifestyle choices, cash flow as well as many other permutations.

It is extremely important to try to see it from their point of view. Be patient and sympathetic to their dilemma. Listen and give them an un-biased view of the various options. Do NOT jump in with what you think is best. Do NOT recommend packages, but instead provide the PROS and CONS of each home loan package for their consideration.

Let the customer discover themselves what packages fits their own needs. This is important so that we do not have any decision blind-sight. This is very important, never assume that you know best!

Why Knowledge?

Www.PropertyBUYER.com.sg mortgage consultants must be financially well read and be in touch with the latest statistics and trends in the market. Most often, a customer do not want to simply compare rates, they want someone to guide them through the Property Buying process to avoid being cheated by Dishonest Singapore Property Agents or sometimes they want someone to guide them to help them to negotiate a fair value for their property.

Customers need someone knowledgeable to guide them through the process of property buying, of refinancing and to intelligently discuss the possible financial implication of each.

As Property Buyer Singapore Mortgage Consultants, we are a Research Focused company, we do not make unsubstantiated statements about the market.

We cannot and should not comment on market sentiments. For example someone says Casinos are built, the properties will increase in value. What do you respond? How do you respond?

You must have the wisdom to research the facts to justify or debunk the statement. Else keep your comments to yourself. Because we are seen as experts in the field, if you cannot say something that makes sense and that is factually correct, then do not say anything.

If what you say has some assumptions, then do also make sure to qualify your statement with the assumptions.

Why Income?

After carrying out a professional job, of course you will be rewarded. And you will find that it will be highly rewarding after you had done a good job. Income is a consequence of all the above. There is no easy money, we are not afraid to say it. We keep to our motto and acting on it and it has paid off.

Integrity, Passion, Empathy and Knowledge is good business. You can cheat a customer once or twice and earn good money, but you will not have repeat customers and not have many valuable referrals.

So by “DOING THE RIGHT THINGS, RIGHT” you will have plenty of income. And let’s face it, the customer will always remember the person, not the company. If you are professional and carry out the 4 values of Property Buyer Mortgage Consultants you will gradually gain a following of customers who trust you with your judgement and who trust that you will take care of their interests. You will have endless streams of business.

Every one customer you serve, you should uphold the 4 principles of Integrity, Passion, Empathy and Knowledge and with that, each customer will tell 10 others how well you have done.

At Property Buyer Mortgage Consultants, we believe in an honest day’s work, as a result, you must NOT give rebate out of your commission to anybody. This practice is NOT acceptable to us and you will be terminated if you do so. An honest day’s work (often several weeks of work), deserves to be paid a salary.

Why become a Property Buyer Mortgage Consultant?

As a person grows in his/her career, age catches up, retrenchments become common. Sometimes jobs are replaced outright with new processes or machines. A mortgage consultant’s career rises with the number of years in the business as more and more customers who have been served professionally grow with the mortgage consultant and refer ever more business.

Will Mortgage Consultant grow rich? Yes, the answer is yes. The more knowledge and contacts accumulated, the more potential income.

IF you fit the bill, contact us.

Not Simply Cheap, but what Fits. We Research, You Save!

Tel: 6100 – 0608
SMS: 9782 – 8606

Email:
Career as a Mortgage Consultant

Singapore economy is coming from a low base since the recession but still showed high GDP growth. The real strength of the economy is still uncertain. The GDP of Singapore would be pretty much the same. However, the increasing expatriates and immigrants needing housing, schools, food, services, etc, their massive immigration, has been affecting the growth of the overall nominal GDP values.

The condition implies that we would be expecting a slow rate ascent of the real property prices towards the end of 2010. However, the risks of the property buyers will continue to increase. A property buyer planning to purchase a property still needs to make a good decision based on research and other information.

A property investor looking for real estate property to invest should wait a few more years to experience a market flooded with properties developed by the government of Singapore. The government has been trying to develop properties in relation to their present massive land sales program. There is no speculation of a market crash since the Singapore government could always resort to bring in more foreigners to boost demand for housing, which will support high land prices.

There is no effective way to measure the source of funds as well as the amount of funds each bank and lending institutions have. This would mean facing difficulty in making estimates as to the credit facilities and funds that they have available for lending to business enterprises and individuals. This could have help set the overnight benchmark interest rates. As the Federal Reserve gradually lower interest rates, it also slowly depletes its funds. The only thing that has been holding the interest rates is the Federal Reserve intervention. The interest could have skyrocketed without the timely intervention of the Federal Reserve.

CHINA

China is demonstrated good export trading and economic development. The economy is definitely showing increase signs of growth and consumption. China has a massive surplus and foreign currency reserves estimated to be worth more than US$2 trillion dollars. China’s surplus is one of the biggest worldwide! Their FDI is also impressive.

China supports the consumption of the United States as well as Europe. China has been exporting fish and other products to many neighboring countries as well as US and Europe. As long as China continue to export and support the US and Europe required commodities, they will have a good possibility to improve economic situation as well as build international relations effectively.

China has been supporting the consumption of the two big economic giants US and Europe, which makes it possible for these governments to issue more bonds. The action carries the hope that China and other rich sovereign countries would buy their bonds so they could efficiently support and finance national deficits. Issuing bonds while at the same time creating extra money supply might not be the best approach but it is still better than issuing more money supply without the support of a corresponding debt or higher tangible asset value.

The hot property market of China has become highly speculative. Although the rental yield of China’s properties are very low, these properties carry sky-high prices without any rental value. Many properties for rent are still unoccupied. This is surely a good example of bubble or what they would call, a musical chair, where one hopes to pass the problem to the next person for a profit. Assets that do not generate a yield turn into liabilities. If this situation will finally explode, the whole of Asia is set to suffer.